You really need this medical treatment, don’t you? Since you’ve decided to go abroad for your medical procedure, here are a few things you need to know about your insurance.
There are a lot of medical tourism insurances available to choose from. It is essential for the patient to understand what is right for him/her and choose wisely. The average travel insurance does not cover any part of a trip which is made specifically for medical treatment including any travel related issues such as lost bags, trip cancellations etc. To cover the trip for medical tourism, the patient must look into the different medical travel insurance policies that are provided.
International Medical Travel Insurance is meant for people seeking healthcare security outside of their home country when they leave for the sole purpose of pre-planned medical treatment. The insuree is guaranteed coverage regardless of his/her health history or age.
Insurance companies offer different types of plans to the customers based on the type of coverage and benefits required. The plans are:
The cost of insurance depends on factors such as the age of the policy holder, travel expenses, country of residence and the medical procedures required. We used the Seven Corners quote calculator to get a medical procedure insurance quote.
We were quoted a $990 premium for an US citizen traveling for a period of 16 days for a medical procedure for an estimated trip cost of $10,000, an expected medical procedure cost between $2,500-$5,000 and a maximum medical complications coverage of $50,000.
Popular companies that provide Medical Tourism Insurance are:
Understanding and deciding on the correct insurance policy is the most important aspect of medical treatment abroad. It is very difficult to get compensation for any problems encountered during the stay, even if the complications are a direct fault of the patient’s chosen healthcare provider. Medical negligence is often difficult to prove, especially in a foreign country. It may even cost the patient his/her life savings. Medical tourism insurance ensures that your travel is hassle-free and any problems you encounter are taken care of.